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The Ragetté Report

Readers of The Ragetté Report can expect a well-curated, data-driven newsletter that blends national real estate trends with hyperlocal insights into the Westchester County market. Authored by Ralph Ragetté Jr., a fifth-generation broker with over two decades of experience, the newsletter prioritizes education over sales, aiming to empower readers with the knowledge needed to navigate the real estate landscape confidently.

The Latest

The $1 House: Real Estate’s Latest Bidding War Trigger

Aug 29, 2025

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8 min read

The $1 House: Real Estate’s Latest Bidding War Trigger

Plus: Here’s What the Mortgage Rate Drop Really Means, Westchester Condominium Inventory Hits Highest Level in 3 Years, and the Average 30-Year Fixed Mortgage Rate Hits 6.5%.

Ralph Ragetté Jr
Ralph Ragetté Jr
Tax Reform on the Table: How New Bills Could Impact Home Sellers

Aug 15, 2025

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9 min read

Tax Reform on the Table: How New Bills Could Impact Home Sellers

Plus: Share of Mortgages Under 6% Continues to Drop, Mortgage Rates Now at Lowest Levels Since October, and a Heritage Hills Sale in Under 5 Days.

Ralph Ragetté Jr
Ralph Ragetté Jr
Westchester Housing Data Shows Shift Toward Second Half Sales

Aug 1, 2025

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8 min read

Westchester Housing Data Shows Shift Toward Second Half Sales

Plus: New York Ranks 10th in “Equity-Rich” Homeowners, Westchester's Mid‐Year Home Sales by School District, and Mortgage Rates Drop to Lowest Level Since April 4th.

Ralph Ragetté Jr
Ralph Ragetté Jr

Archive

Q2: Westchester Market Shows Strength Amid Supply Constraints

Jul 11, 2025

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8 min read

Q2: Westchester Market Shows Strength Amid Supply Constraints

Plus: Mortgage Applications Surged Last Week, Lending Standards Are Easing, and a West Harrison Home Just Dropped Their List Price by 20%.

Ralph Ragetté Jr
Ralph Ragetté Jr
The Mortgage Rate Impact on the Summer Market

Jul 4, 2025

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9 min read

The Mortgage Rate Impact on the Summer Market

Plus, How Homeowners Are Using Equity, 1776 Center-Chimney Farmhouse Hits the Market in South Salem, and 8 "Outdated" Home Trends Worth Revisiting.

Ralph Ragetté Jr
Ralph Ragetté Jr
Accepted Offer — Why Is That Home Still Listed Online?

Jun 27, 2025

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9 min read

Accepted Offer — Why Is That Home Still Listed Online?

Plus, May 2025 Housing Market Report, The Income Required to Buy a Home in Every U.S. State, and For Sale: Buxton Pond Farm - Part of the Underground Railroad.

Ralph Ragetté Jr
Ralph Ragetté Jr
Market Shifts Are Reshaping Westchester’s Peak Season

Jun 13, 2025

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9 min read

Market Shifts Are Reshaping Westchester’s Peak Season

Plus, it's National Homeownership Month, The Buy Now vs. Wait Calculator, and a Jam-Packed Weekend of Events Coming Up in Westchester County.

Ralph Ragetté Jr
Ralph Ragetté Jr
More Homes Selling to the Highest (Cash) Bidder

May 23, 2025

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9 min read

More Homes Selling to the Highest (Cash) Bidder

Plus, NY Ranks Among Nation’s Leaders in All-Cash Sales, Price Reductions Are Up Nationally - What About in Westchester?, and Michael Douglas & Catherine Zeta-Jones Relist Irvington Home.

Ralph Ragetté Jr
Ralph Ragetté Jr
Can You Buy a Home with Crypto? Yes, But Read This First.

May 9, 2025

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10 min read

Can You Buy a Home with Crypto? Yes, But Read This First.

Plus, Homebuyers in 1995 Had No Idea What Was Coming, New Listings Drop Week-to-Week, and Mortgage Rate Projections

Ralph Ragetté Jr
Ralph Ragetté Jr
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Oliver Buchannon
Ralph Ragetté Jr

Ralph has earned a reputation as one of Westchester County’s most innovative real estate agents. Committed to preserving the legacy of his family’s firm, founded by his great-great-grandfather in 1885, Ralph brings two decades of real estate knowledge and expertise to every transaction. A strong advocate of client loyalty, a value passed down through generations, Ralph is known for his straightforward, honest advice. His clients value this integrity, which has helped him build a vast network of referrals and repeat business, further reinforcing his status as a trusted name in real estate.

The Ragetté Report

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