Archive

Welcome to the archive of The Ragette Report. Browse our full collection of in-depth articles and reports covering housing market trends, real estate data, and regional analysis.

Nearly 60% of Renters Plan to Buy

Sep 26, 2025

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9 min read

Nearly 60% of Renters Plan to Buy

Plus: Post-Pandemic Shift - Rates Now Drive Buyer Behavior, an Open House Invitation to a Two-Level Condo in Hartsdale, and $30 Million Estate Hits the Market in Purchase

Ralph Ragetté Jr

From Sleepover Showings to Fed Cuts

Sep 19, 2025

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9 min read

From Sleepover Showings to Fed Cuts

Plus: The Mortgage Market Reacts to the Fed Rate Cut, Buyers Asking for "Sleepover Showings", and The Anthony Miller House is the Deal of the Week.

Ralph Ragetté Jr

The $1 House: Real Estate’s Latest Bidding War Trigger

Aug 29, 2025

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8 min read

The $1 House: Real Estate’s Latest Bidding War Trigger

Plus: Here’s What the Mortgage Rate Drop Really Means, Westchester Condominium Inventory Hits Highest Level in 3 Years, and the Average 30-Year Fixed Mortgage Rate Hits 6.5%.

Ralph Ragetté Jr

Tax Reform on the Table: How New Bills Could Impact Home Sellers

Aug 15, 2025

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9 min read

Tax Reform on the Table: How New Bills Could Impact Home Sellers

Plus: Share of Mortgages Under 6% Continues to Drop, Mortgage Rates Now at Lowest Levels Since October, and a Heritage Hills Sale in Under 5 Days.

Ralph Ragetté Jr

Westchester Housing Data Shows Shift Toward Second Half Sales

Aug 1, 2025

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8 min read

Westchester Housing Data Shows Shift Toward Second Half Sales

Plus: New York Ranks 10th in “Equity-Rich” Homeowners, Westchester's Mid‐Year Home Sales by School District, and Mortgage Rates Drop to Lowest Level Since April 4th.

Ralph Ragetté Jr

Q2: Westchester Market Shows Strength Amid Supply Constraints

Jul 11, 2025

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8 min read

Q2: Westchester Market Shows Strength Amid Supply Constraints

Plus: Mortgage Applications Surged Last Week, Lending Standards Are Easing, and a West Harrison Home Just Dropped Their List Price by 20%.

Ralph Ragetté Jr

The Mortgage Rate Impact on the Summer Market

Jul 4, 2025

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9 min read

The Mortgage Rate Impact on the Summer Market

Plus, How Homeowners Are Using Equity, 1776 Center-Chimney Farmhouse Hits the Market in South Salem, and 8 "Outdated" Home Trends Worth Revisiting.

Ralph Ragetté Jr

Accepted Offer — Why Is That Home Still Listed Online?

Jun 27, 2025

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9 min read

Accepted Offer — Why Is That Home Still Listed Online?

Plus, May 2025 Housing Market Report, The Income Required to Buy a Home in Every U.S. State, and For Sale: Buxton Pond Farm - Part of the Underground Railroad.

Ralph Ragetté Jr

Market Shifts Are Reshaping Westchester’s Peak Season

Jun 13, 2025

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9 min read

Market Shifts Are Reshaping Westchester’s Peak Season

Plus, it's National Homeownership Month, The Buy Now vs. Wait Calculator, and a Jam-Packed Weekend of Events Coming Up in Westchester County.

Ralph Ragetté Jr

More Homes Selling to the Highest (Cash) Bidder

May 23, 2025

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9 min read

More Homes Selling to the Highest (Cash) Bidder

Plus, NY Ranks Among Nation’s Leaders in All-Cash Sales, Price Reductions Are Up Nationally - What About in Westchester?, and Michael Douglas & Catherine Zeta-Jones Relist Irvington Home.

Ralph Ragetté Jr

Can You Buy a Home with Crypto? Yes, But Read This First.

May 9, 2025

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10 min read

Can You Buy a Home with Crypto? Yes, But Read This First.

Plus, Homebuyers in 1995 Had No Idea What Was Coming, New Listings Drop Week-to-Week, and Mortgage Rate Projections

Ralph Ragetté Jr

40.5% of U.S. Properties May be Over-Assessed

May 2, 2025

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9 min read

40.5% of U.S. Properties May be Over-Assessed

Plus, 364 New Listings - The Most in a Single Week This Year, What Generation Makes Up the Largest Share of Buyers and Sellers?, and The Mortgage Rate Rollercoaster of March and April.

Ralph Ragetté Jr

Inside Westchester’s Bidding Wars

Apr 25, 2025

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17 min read

Inside Westchester’s Bidding Wars

Plus, Hudson Valley Home Sales Point to a Busy Spring Market, New Listings Surged - This Week, and Westchester Inventory Grew Year-over-Year.

Ralph Ragetté Jr

Real Estate vs. Stock Market: Where’s the Smart Money Going?

Apr 11, 2025

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10 min read

Real Estate vs. Stock Market: Where’s the Smart Money Going?

Plus, Locked-In & Loaded: Homeowners Sitting on a Mountain of Equity, House Flipping in 2025: Margins Under Pressure, and an Open House Invite!

Ralph Ragetté Jr

Tariffs, Rates, and What It Means for Spring Buyers

Apr 4, 2025

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11 min read

Tariffs, Rates, and What It Means for Spring Buyers

Plus, The Home Improvement Upgrades to Sell Your Home for Top Dollar, Rocket Companies Acquire Mr. Cooper, and The Cost of Sitting on The Market Too Long.

Ralph Ragetté Jr

The Top Price Ranges Driving Westchester’s Real Estate Market

Mar 22, 2025

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9 min read

The Top Price Ranges Driving Westchester’s Real Estate Market

Plus, Zillow Downgrades 2025 Home Price Forecast, The Local Impact of a Property Sale, and join me at a Home Buyer Seminar next week.

Ralph Ragetté Jr

When to List Your Home for the Highest Offers

Mar 14, 2025

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9 min read

When to List Your Home for the Highest Offers

Plus, Reader Q&A: Home Seller Questions, and Early Signs That Buyer Demand Is Picking Up.

Ralph Ragetté Jr

Mortgage Rates Dip as The Spring Market Approaches

Mar 7, 2025

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10 min read

Mortgage Rates Dip as The Spring Market Approaches

Plus, Home Buyer Questions and Answers, and Are Investors Really Buying All the Homes?

Ralph Ragetté Jr

Oliver Buchannon

Ralph Ragetté Jr

Ralph has earned a reputation as one of Westchester County’s most innovative real estate agents. Committed to preserving the legacy of his family’s firm, founded by his great-great-grandfather in 1885, Ralph brings two decades of real estate knowledge and expertise to every transaction. A strong advocate of client loyalty, a value passed down through generations, Ralph is known for his straightforward, honest advice. His clients value this integrity, which has helped him build a vast network of referrals and repeat business, further reinforcing his status as a trusted name in real estate.

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