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Oliver Buchannon
Ralph Ragetté Jr

Ralph has earned a reputation as one of Westchester County’s most innovative real estate agents. Committed to preserving the legacy of his family’s firm, founded by his great-great-grandfather in 1885, Ralph brings two decades of real estate knowledge and expertise to every transaction. A strong advocate of client loyalty, a value passed down through generations, Ralph is known for his straightforward, honest advice. His clients value this integrity, which has helped him build a vast network of referrals and repeat business, further reinforcing his status as a trusted name in real estate.

The $1 House: Real Estate’s Latest Bidding War Trigger

Aug 29, 2025

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8 min read

The $1 House: Real Estate’s Latest Bidding War Trigger

Plus: Here’s What the Mortgage Rate Drop Really Means, Westchester Condominium Inventory Hits Highest Level in 3 Years, and the Average 30-Year Fixed Mortgage Rate Hits 6.5%.

Ralph Ragetté Jr
Ralph Ragetté Jr
Tax Reform on the Table: How New Bills Could Impact Home Sellers

Aug 15, 2025

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9 min read

Tax Reform on the Table: How New Bills Could Impact Home Sellers

Plus: Share of Mortgages Under 6% Continues to Drop, Mortgage Rates Now at Lowest Levels Since October, and a Heritage Hills Sale in Under 5 Days.

Ralph Ragetté Jr
Ralph Ragetté Jr
Westchester Housing Data Shows Shift Toward Second Half Sales

Aug 1, 2025

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8 min read

Westchester Housing Data Shows Shift Toward Second Half Sales

Plus: New York Ranks 10th in “Equity-Rich” Homeowners, Westchester's Mid‐Year Home Sales by School District, and Mortgage Rates Drop to Lowest Level Since April 4th.

Ralph Ragetté Jr
Ralph Ragetté Jr
Q2: Westchester Market Shows Strength Amid Supply Constraints

Jul 11, 2025

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8 min read

Q2: Westchester Market Shows Strength Amid Supply Constraints

Plus: Mortgage Applications Surged Last Week, Lending Standards Are Easing, and a West Harrison Home Just Dropped Their List Price by 20%.

Ralph Ragetté Jr
Ralph Ragetté Jr
The Mortgage Rate Impact on the Summer Market

Jul 4, 2025

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9 min read

The Mortgage Rate Impact on the Summer Market

Plus, How Homeowners Are Using Equity, 1776 Center-Chimney Farmhouse Hits the Market in South Salem, and 8 "Outdated" Home Trends Worth Revisiting.

Ralph Ragetté Jr
Ralph Ragetté Jr
Accepted Offer — Why Is That Home Still Listed Online?

Jun 27, 2025

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9 min read

Accepted Offer — Why Is That Home Still Listed Online?

Plus, May 2025 Housing Market Report, The Income Required to Buy a Home in Every U.S. State, and For Sale: Buxton Pond Farm - Part of the Underground Railroad.

Ralph Ragetté Jr
Ralph Ragetté Jr
Market Shifts Are Reshaping Westchester’s Peak Season

Jun 13, 2025

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9 min read

Market Shifts Are Reshaping Westchester’s Peak Season

Plus, it's National Homeownership Month, The Buy Now vs. Wait Calculator, and a Jam-Packed Weekend of Events Coming Up in Westchester County.

Ralph Ragetté Jr
Ralph Ragetté Jr
More Homes Selling to the Highest (Cash) Bidder

May 23, 2025

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9 min read

More Homes Selling to the Highest (Cash) Bidder

Plus, NY Ranks Among Nation’s Leaders in All-Cash Sales, Price Reductions Are Up Nationally - What About in Westchester?, and Michael Douglas & Catherine Zeta-Jones Relist Irvington Home.

Ralph Ragetté Jr
Ralph Ragetté Jr
Can You Buy a Home with Crypto? Yes, But Read This First.

May 9, 2025

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10 min read

Can You Buy a Home with Crypto? Yes, But Read This First.

Plus, Homebuyers in 1995 Had No Idea What Was Coming, New Listings Drop Week-to-Week, and Mortgage Rate Projections

Ralph Ragetté Jr
Ralph Ragetté Jr
40.5% of U.S. Properties May be Over-Assessed

May 2, 2025

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9 min read

40.5% of U.S. Properties May be Over-Assessed

Plus, 364 New Listings - The Most in a Single Week This Year, What Generation Makes Up the Largest Share of Buyers and Sellers?, and The Mortgage Rate Rollercoaster of March and April.

Ralph Ragetté Jr
Ralph Ragetté Jr
Inside Westchester’s Bidding Wars

Apr 25, 2025

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17 min read

Inside Westchester’s Bidding Wars

Plus, Hudson Valley Home Sales Point to a Busy Spring Market, New Listings Surged - This Week, and Westchester Inventory Grew Year-over-Year.

Ralph Ragetté Jr
Ralph Ragetté Jr
Real Estate vs. Stock Market: Where’s the Smart Money Going?

Apr 11, 2025

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10 min read

Real Estate vs. Stock Market: Where’s the Smart Money Going?

Plus, Locked-In & Loaded: Homeowners Sitting on a Mountain of Equity, House Flipping in 2025: Margins Under Pressure, and an Open House Invite!

Ralph Ragetté Jr
Ralph Ragetté Jr
Tariffs, Rates, and What It Means for Spring Buyers

Apr 4, 2025

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11 min read

Tariffs, Rates, and What It Means for Spring Buyers

Plus, The Home Improvement Upgrades to Sell Your Home for Top Dollar, Rocket Companies Acquire Mr. Cooper, and The Cost of Sitting on The Market Too Long.

Ralph Ragetté Jr
Ralph Ragetté Jr
The Top Price Ranges Driving Westchester’s Real Estate Market

Mar 22, 2025

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9 min read

The Top Price Ranges Driving Westchester’s Real Estate Market

Plus, Zillow Downgrades 2025 Home Price Forecast, The Local Impact of a Property Sale, and join me at a Home Buyer Seminar next week.

Ralph Ragetté Jr
Ralph Ragetté Jr
When to List Your Home for the Highest Offers

Mar 14, 2025

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9 min read

When to List Your Home for the Highest Offers

Plus, Reader Q&A: Home Seller Questions, and Early Signs That Buyer Demand Is Picking Up.

Ralph Ragetté Jr
Ralph Ragetté Jr
Mortgage Rates Dip as The Spring Market Approaches

Mar 7, 2025

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10 min read

Mortgage Rates Dip as The Spring Market Approaches

Plus, Home Buyer Questions and Answers, and Are Investors Really Buying All the Homes?

Ralph Ragetté Jr
Ralph Ragetté Jr
MLS vs Off-MLS: The Truth About Selling Prices

Feb 21, 2025

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10 min read

MLS vs Off-MLS: The Truth About Selling Prices

Plus, Gen Z Homeowners? Believe It. Here’s How They’re Doing It, Croton-on-Hudson enacts “Good Cause Eviction”, and How to Get Rewarded for Renting.

Ralph Ragetté Jr
Ralph Ragetté Jr
The “Valentine’s Day Effect” in Real Estate

Feb 14, 2025

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9 min read

The “Valentine’s Day Effect” in Real Estate

Plus, Where You Can Buy Your Valentine a Luxury Home, Single-Women are Crushing Real Estate, Optimism Among Buyers for 2025.

Ralph Ragetté Jr
Ralph Ragetté Jr
Unexpected Costs for New Homeowners

Feb 7, 2025

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10 min read

Unexpected Costs for New Homeowners

Plus, Homeownership Rate in Decline, Listings Increase Nationally – Is Westchester Keeping Pace?, Major Waterfront Development Approved for New Rochelle.

Ralph Ragetté Jr
Ralph Ragetté Jr
Westchester County Home Insurance up 57.1% from 2020

Jan 31, 2025

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10 min read

Westchester County Home Insurance up 57.1% from 2020

Plus, How Much Does It REALLY Cost to Build a House, Fed Hits Pause: No More Rate Cuts - for Now, and Home Prices Are Usually Lower in the Off-Season

Ralph Ragetté Jr
Ralph Ragetté Jr
Congressional Housing Agendas

Jan 24, 2025

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9 min read

Congressional Housing Agendas

Plus, HOA Fees Are on The Rise, 2024 Existing Home Sales Come in At Lowest Level Since 1994, and Expanded Tax Benefits for Westchester Firefighters and EMS

Ralph Ragetté Jr
Ralph Ragetté Jr
Is SALT Reform on the Way?

Jan 17, 2025

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10 min read

Is SALT Reform on the Way?

Plus, How to Navigate an Inherited Property Sale, Existing Home Sales Expected to Rise in 2025, and The Yorktown Town Board Approves Rezoning for Toll Bros Townhouses.

Ralph Ragetté Jr
Ralph Ragetté Jr
Will Housing Affordability Improve?

Jan 10, 2025

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8 min read

Will Housing Affordability Improve?

Plus, Ultra-Luxury: The Biggest Deals of 2024, The Share of All-Cash Buyers Reach New High, and Learn Your Home's Value and Equity Position

Ralph Ragetté Jr
Ralph Ragetté Jr
The Most Unique Home Searches of 2024

Jan 3, 2025

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8 min read

The Most Unique Home Searches of 2024

Plus, FHFA: 73% of Mortgages Still Under 5%, Westchester’s Highest and Lowest Home Sales, and the Change of Westchester County Home Values Since 2004.

Ralph Ragetté Jr
Ralph Ragetté Jr
The Pandemic Buyer Ready to Drive 2025

Dec 13, 2024

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9 min read

The Pandemic Buyer Ready to Drive 2025

Plus, The Resilience of Luxury Real Estate, Making Sense of the Appraisal Process, and The Average Credit Score by Mortgage Type

Ralph Ragetté Jr
Ralph Ragetté Jr
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Oliver Buchannon
Ralph Ragetté Jr

Ralph has earned a reputation as one of Westchester County’s most innovative real estate agents. Committed to preserving the legacy of his family’s firm, founded by his great-great-grandfather in 1885, Ralph brings two decades of real estate knowledge and expertise to every transaction. A strong advocate of client loyalty, a value passed down through generations, Ralph is known for his straightforward, honest advice. His clients value this integrity, which has helped him build a vast network of referrals and repeat business, further reinforcing his status as a trusted name in real estate.

The Ragetté Report

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